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Kristofer Pogorzelski

Mortgage Consultant NMLS ID: 410128


Kristofer Pogorzelski is a Producing Sales Manager located in New Jersey and operates in HSBC’s New Jersey and New York locations. Kristofer has over 12 years of experience with HSBC, all in retail mortgage sales. Kristofer is bilingual in English and Polish and specializes in portfolio lending for International and non-traditional credit borrowers. Kristofer can be reached by cell phone at 908-591-8188.

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Get prequalified1 to buy or refinance your home.


Unlock your home's equity2.

Areas Covered/ Languages

  • New Jersey and New York

  • Other languages: Polish

Specialties/ Awards

  • Lending for International and non-traditional credit borrowers

  • Gold Heart Winner

  • Premier Leadership Club Award

Education / Associations

  • +12 years’ experience in retail mortgage sales

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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