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Michelle Kim

Mortgage Consultant NMLS ID: 410072

Michelle Kim is located in Downtown Los Angeles, California, operates out of the Beverly Hills wealth center and is experienced and licensed to originate nationally. Michelle is bi-lingual in English and Korean and specializes in Mortgage programs for all types of Residential lending. Michelle takes an advisory approach in helping domestic and foreign national clients achieve their homeownership goals and dreams. Michelle has been awarded the Circle of Excellence CEO Award for eight consecutive years – this is the bank's highest recognition awarded only to the top 1% globally. Michelle can be reached at

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Get prequalified1 to buy, refinance or unlock your home’s equity2.

Areas Covered/Languages

  • Bi-lingual in English and Korean
  • Licensed to originate nationally


  • CEO Award Winner 8 consecutive years (2016-2023)
  • Portfolio/Jumbo lending up to $10,000,000 loan amounts
  • Foreign National and Expat Mortgage Solutions
  • Fannie Mae/HELOC


  • Asian Real Estate Association of America

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.  

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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