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Winnie Ho

Mortgage Consultant NMLS ID: 410054

Winnie Ho is located in Northern California and operates in HSBC’s San Francisco Bay Area locations. Winnie is multilingual in English, Mandarin, Cantonese and Fukienese and is involved in the Asian Real Estate Association of America (AREAA), the Hong Kong Trade Economic Association, the San Mateo County Association of Realtors and the Hillsborough Schools. Winnie has been working in the mortgage industry for over 30 years and has been awarded the Circle of Excellence and is a Leadership Club recipient. Winnie has a bachelor’s degree in math from the University of California, Berkeley. Winnie can be reached by email at

Request financing today

Get prequalified1 to buy, refinance or unlock your home’s equity2.

Areas covered/ Languages

  • San Francisco Bay Area
  • Other languages: Mandarin, Cantonese, Fukienese
  • Knowledge of the San Francisco Area

Specialties/ Awards

  • Circle of Excellence Award 2016
  • Leadership Club Recipient 2014, 2015, 2017, 2018
  • Gold Heart Winner 2015

Education / Associations

  • B.A. in mathematics from UC Berkeley
  • Over 30 years of mortgage experience
  • Advisory Board member of SF Chapter for AREAA

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.  

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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