- Financing available on investment properties
- 1-4 unit (attached and detached), condos, Planned Unit Developments (PUDs), and cooperatives
Your personal mortgage consultant will contact you with your personalized rate.
Take the first step to see how much home you can afford.
Am I eligible?
You’ll need an HSBC personal deposit and investment relationship of $75,000 to less than $1,000,000 to be eligible for a Deluxe Mortgage
Properties we finance
- 1 – 4 unit, attached, detached primary residences
- 1 unit, attached, detached second homes
- 1 – 4 unit, attached, detached investment property
- Financing available in U.S. (except AK and WV, ARMs4 in RI and Hawaii)
- An International Credit Report (ICR) will be required for borrowers without 2 years U.S. residency or U.S. employment
- This product is eligible for Family Assisted Financing
- Borrowers will receive $1,000 Closing Cost credit, restrictions apply3
- Title vesting is permitted for U.S. Corporations and U.S. limited liability companies (LLC)
- Borrowers who elect to have their monthly payment auto deducted from a U.S. HSBC checking account are eligible for an interest rate discount
1 HSBC Deluxe Mortgage requires combined personal deposit and investment‡ balances of at least $75,000 U.S. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). The minimum balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Deluxe Mortgage requirements contact an HSBC branch or call toll free at 844.HSBC.MTG (844.472.2684).
6 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage and HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds.
‡ Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.