Family protection on your terms
Protect your wealth
Term life insurance can help protect your family and your wealth from financial setbacks.
For the term of your policy, your benefit never goes down, your premiums never go up and your policy will never be canceled due to a change in health.
Term life insurance provides protection for your wealth and your financial objectives. When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years). Term life insurance generally offers lower premiums than permanent life, and is ideal for periods of increased risk and exposure. If the conditions of your policy are met, your beneficiaries receive a lump sum equal to the amount of coverage you purchased.
Some examples that proceeds can be used for are:
- Paying off a mortgage
- Replacing your income during child-rearing years
- You may be able to continue coverage after the original period selected, but at an annually increasing premium
Ready to apply?
Speak with one of our financial professionals to find out more about your options.
Call us at 866.586.4722
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ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES
|ARE NOT FDIC INSURED
||ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
||ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES MAY LOSE VALUE
All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.
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1 Financial professional refers to Financial Consultants (FCs), Investment Counselors (ICs), and High Net Worth Relationship Managers (HNWRMs). FCs, ICs, and HNWRMs focus on a full suite of High Net Worth, Jade, Premier and Advance products and services. All offer bank products through HSBC Bank (USA) N.A., investments and certain insurance products, including annuities, are offered through HSBC Securities (USA) Inc. and traditional insurance products are offered through HSBC Insurance Agency (USA) Inc.