For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending Products are offered in the U.S. by HSBC Bank USA, N.A. Investments, annuities and variable life products are provided by unaffiliated third parties and are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.
1 HSBC Premier clients can receive an emergency encashment of up to U.S. $2,000 or local currency equivalent immediately or up to U.S. $10,000 or local currency equivalent upon authorization from local country. HSBC Advance clients can receive an emergency encashment of up to U.S. $10,000 or local currency equivalent upon authorization from local country. Personal customers can receive an emergency encashment up to U.S. $500 or local currency equivalent upon authorization from local country, fee may apply. You'll just need to show proper identification at any HSBC branch. Encashment is dependent on available balance; local country limitations may apply.
2 There are no foreign transaction fees for purchases made in foreign countries using your HSBC Bank USA, N.A. Premier World Debit Mastercard® or HSBC Bank USA, N.A. Premier World Mastercard® credit card.
3 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application. Fees for some International Banking Center services may apply for non-Premier customers.
4 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
5 Portable HSBC Credit History is not available in all countries..
HSBC Premier World Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Premier relationship. To learn more, speak with an HSBC Premier Relationship Manager. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
Deposit products are offered in the United States by HSBC Bank USA, N.A. Member FDIC.
* Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.