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Get a head start in the U.S. with HSBC

  • Open an HSBC checking account from December 30, 2019 through and including December 31, 2020 and enjoy a 6-month complimentary access to our New to U.S. Services1 program.
  • New to U.S. Services offers exclusive pricing on select services and premium access to a range of unique benefits to help you settle in.

Open an HSBC U.S. checking account2 from the comfort of your home.

Whether it’s planning for your move or settling in, our New to U.S. Services can help support your journey every step of the way

Planning

  • Referrals to moving companies for international relocation and visa application centers
  • Emergency medical and travel assistance provided by International SOS to help with any unforeseen circumstances while moving to a new country
  • Support on travel logistics including booking your flight, airport pick-up and more

Staying connected

  • Free 30-day SIM card with unlimited international calls1
  • 2GB of data and 200 text messages1
  • Sending gifts or care packages back home

Settling in

  • Recommendations on education and childcare services
  • Book travel with exclusive discounts and offers
  • Access concierge services to help plan out your travel itinerary

Manage program benefits anytime, anywhere through www.newtousservices.com or download the New to U.S. Services mobile app.  Simply register an account online using your access code provided at account opening.

Get started

Apply online for an HSBC Premier3 checking account

To qualify for a HSBC Premier relationship, you need to open an HSBC Premier checking account and meet one of the following requirements:

  • $75,000 minimum balance in combined balances in U.S. Dollar personal deposit accounts and investment* balances OR
  • Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
  • U.S. residential mortgage loan with an original loan amount of at least $500,000 OR
  • If you are a Premier or Jade customer in your home country, you are eligible to be a Premier customer in the U.S

A $50 monthly maintenance fee will be incurred if one of the requirements are not maintained.

Applying for an HSBC Premier checking account?

  • Let's do a quick check on your eligibility first
  • I am eligible if:

o I am not a U.S. Citizen OR

o I don’t have a U.S. Social Security number OR

o I’ve been in the U.S. for less than 2 years

  • I’m applying for an individual Premier checking account (not joint account)
  • I’m at least 18 years of age
  • I am currently located in one of the following countries.

** By clicking Start application you are accepting the terms and can meet the requirements listed on this page.

All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms & Charges Disclosures for more information.

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Other ways to apply

Get on a secure video call with us

In three easy steps, you can open a new account through a secure video call.

If you’re already in the U.S., go to a branch near you

HSBC can help set up your banking2 and help you plan for your financial needs before and after your arrival in the U.S.

International benefits of banking with HSBC

  • Set up a U.S. checking account even if you may not have all your documentation in place.  Simply provide a foreign passport to get started.
  • View all your eligible global HSBC accounts in one place and transfer money between them easily to manage your financial commitments overseas through Global View and Global Transfers.5
  • Apply for a Credit Card without a U.S. credit score.6
  • HSBC can leverage your international credit7 history to apply for a mortgage8 in the U.S.

Helpful resources

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending products are offered in the U.S. by HSBC Bank USA, N.A. Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.

1 HSBC New to U.S. Services Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from December 30, 2019 through and including December 31, 2020. Applicants must have arrived in the U.S. from January 1, 2019 through and including December 31, 2020 in order to be eligible for the 2020 HSBC New to U.S. Services. All applications must be supported by documents providing the date of arrival in the U.S.: a Passport, Visa, job offer letter, lease agreement or a copy of the applicant’s U.S. Social Security card showing the date of issuance will qualify for the offer. Documents are subject to approval by HSBC Bank. HSBC Bank reserves the right to change or terminate what is a supporting document at any time and at its sole discretion. Applicants need to activate their service membership within 12 months from account opening. Additional restrictions may apply.

New to U.S. Services

HSBC Bank's New to U.S. Services is delivered by Aspire Lifestyles under which Aspire Lifestyles and its affiliates ("Supplier") will deliver lifestyle services available under the HSBC Bank's New to U.S. Services. Supplier subject to change. Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank is not responsible for the delivery of, or for any failure to deliver the New to U.S. Services. Calls to the service are charged at a local rate. Charges for the products or services provided will be notified at the time of booking by Supplier and subject to terms, conditions and restrictions imposed by Supplier. HSBC Bank and its respective parents, subsidiaries and affiliates are not responsible for any of the above listed charges. Calls may be recorded at Supplier's discretion. HSBC Bank, and its respective parents, subsidiaries and affiliates are not liable or responsible for these recordings. Your contact details are held with your permission so that you can access the Service. Supplier is solely responsible for the protection of your contact details. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.

30 day SIM card 

Supplier will provide and deliver applicable SIM Card. SIM Card wireless carrier is T-Mobile. Supplier and wireless carrier subject to change. Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for the delivery of, or for any failure to deliver, the SIM Card. First 30 days cost, calculated and applied solely by Supplier, will be covered by HSBC Bank, thereafter, Supplier may provide special pricing should you continue with the same SIM Card. SIM card is for use in USA only. Requires 4G and above compatible handset. Plan — 2 GB data + unlimited calls to over 190 countries as determined by Supplier + 200 texts messages. Additional data rate charges from Supplier may apply pursuant to your agreement with Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for these charges. Card is valid for 30 days from time of activation as calculated by Supplier; Subject to Supplier, SIM Card can be extended for 30-day increments within 5 days of each expiration date of SIM Card and becomes non-renewable at 5 days past expiration. Automatic 30-day increment renewal may be available through Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.

2 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application.   

3 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:

·         Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR

·         Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR

·         HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.

·         Consumers who maintain Jade status.

A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.  

4 International account opening is available if you are physically located in the following countries. (subject to changes)

5 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries.  Foreign currency exchange rates and local country limitations may apply.  Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees.  Personal Internet Banking is required to access Global View and Global Transfers.  Access to U.S.  Personal Internet Banking through Global View from outside the U.S. may be limited. 

6 No credit history required; however, applicant must meet the eligibility requirements. 

7 International borrowers with qualifying documentation do not need U.S. credit history to apply for an HSBC mortgage. We may order an international credit report for your application.

8 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage or HSBC Elite Mortgage.  Monthly mortgage payments must be made in U.S. funds.

 

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. 

Deposit products are offered in the U.S. by HSBC Bank USA N.A. Member FDIC.