Studying abroad gets a little easier with an HSBC checking account1.
Now begins the opportunity to write your own story. Your time studying abroad in the U.S. will be filled with new friends, classes, challenges, and successes. There is a lot to experience. There is a lot to learn. Whether you currently reside in the U.S. or in the process of making your transition, we understand the importance of making your transition as smooth as possible so you can focus on the exciting opportunities ahead.
When you open an HSBC checking account in the U.S., you'll have the option to connect it to an HSBC account back home. So you can easily access and manage money wherever and whenever you need it for books, supplies, and other expenses. To learn more about how to open your new U.S. HSBC checking account, check out the simple steps listed below. We're here to help you take care of your finances so you can make the most of your time in the U.S. Open an HSBC checking account today. And best of luck with your adventure.
Welcome to the U.S.
From before you arrive to once you’ve landed, we can help each step of the way
If you are still home
If you've arrived in the U.S. already
HSBC Premier4 checking balance requirement options
To waive the $50 monthly maintenance fee, you’ll need to meet one of the below requirements:
- $75,000 minimum balance in combined balances in U.S. Dollar personal deposit accounts and investment* balances OR
- Recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR
- U.S. residential mortgage loan with an original loan amount of at least $500,000 OR
- If you are a Premier or Jade customer in your home country, you are eligible to be a Premier customer in the U.S.
- Let's do a quick check on your eligibility first
- I am eligible if:
o I am not a U.S. Citizen OR
o I don’t have a U.S. Social Security number OR
o I’ve lived in the U.S. for less than 2 years
- I'm applying for an individual Premier checking account (not joint account)
- I'm at least 18 years of age
Not what you’re looking for or can’t apply online? Get on a secure video call with us
In three easy steps, you can open a new account through a secure video call.
If you’re looking to open an HSBC checking account in Hong Kong to receive HKSAR Cash Payout in response to COVID-19, visit your nearest branch.
** By clicking Apply online you are accepting the terms and can meet the requirements listed on this page.
All accounts will get the interest rates and Annual Percentage Yields (APYs) in effect when the account is opened and funded online. See Terms & Charges Disclosures for more information.
Important information about procedures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
We have been serving International clients since HSBC was founded in 1865. Today HSBC is one of the world’s largest banking and financial services organizations serving more than 37 million customers worldwide, across 40+ countries. We understand moving abroad is equally exciting and a bit scary at times – we can be your helping hand when you arrive in the U.S.
New to U.S. Services
Relocating for a job, planning to move, just arrived, or you’re already here and have decided to stay.
Local banking needs
Always be ready by quickly opening checking and savings accounts.
You may be eligible to apply for a U.S. credit card without an established U.S. credit history5
Manage your Money Internationally
Seamlessly transfer funds between your eligible international HSBC deposit accounts. Benefit from fast and secure transfers with no transfer fees from your eligible U.S. HSBC account6.
International borrowers with qualifying documentation do not need U.S. credit report to apply for an HSBC Mortgage7 for a U.S. property.
Emergency cash assistance
In case you need a helping hand while you're abroad.
Moving to America Made Easy
Whether you’re wondering what visa is right for you or understanding the mysteries of the American workplace, we hope this informational guide will help make your relocation to the U.S. smooth and successful.