Studying abroad gets a little easier with an HSBC checking account.
Now begins the opportunity to write your own story. Your time studying abroad in the U.S. will be filled with new friends, classes, challenges, and successes. There is a lot to experience. There is a lot to learn. Whether you currently reside in the U.S. or in the process of making your transition, we understand the importance of making your transition as smooth as possible so you can focus on the exciting opportunities ahead.
When you open an HSBC checking account in the U.S., you'll have the option to connect it to an HSBC account back home. So you can easily access and manage money wherever and whenever you need it for books, supplies, and other expenses. To learn more about how to open your new U.S. HSBC checking account, check out the simple steps listed below. We're here to help you take care of your finances so you can make the most of your time in the U.S. Open an HSBC checking account today. And best of luck with your adventure.
Welcome to the U.S.
Get this limited time offer* when you open an HSBC checking account
At HSBC, we know moving to another country can be exciting and challenging at the same time. That’s why we created this unique offer to help you get settled in the U.S. For a limited time, get a 6 months access to our Relocation Concierge service when you open a U.S. checking account from July 8, 2019 through and including December 31, 2019 in a U.S. HSBC Branch or through our International Banking Centers. Once you activate your complimentary concierge service within 30 calendar days from account opening, you’ll get:
- A free 30-day SIM card with:
- Unlimited international calls**
- 2GB data plan
- 200 text messages
2. Access to exclusive offers and services:
- Assistance planning your move with moving company recommendations, transportation logistics, visa application referrals, and help booking your flight.
- Neighborhood information such as demographics, crime statistics, public transportation access and places of worship.
A rundown on education and childcare including school recommendations, language center referrals, summer and day camp information.
Travel, transportation and airport services including dining reservations, personal and household requests, and more.
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Whether you’re wondering what visa is right for you or understanding the mysteries of the American workplace, we hope this information will help to make your relocation in the U.S. smooth and successful. Take a look at our guide that has information you need to know to make your relocation to the U.S. smooth as successful.
From before you arrive to once you’ve landed, we can help each step of the way
If you are still homeCollapse Expand
If you've arrived in the U.S. alreadyCollapse Expand
We have been serving International clients since HSBC was founded in 1865. Today HSBC is one of the world’s largest banking and financial services organizations serving more than 37 million customers worldwide, across 37 countries. We understand moving abroad is equally exciting and a bit scary at times – we can be your helping hand when you arrive in the U.S.
Local banking needs
Always be ready by quickly opening checking and savings accounts.
You may be eligible to apply for a U.S. credit card without an established U.S. credit history3
Manage your Money Internationally
Seamlessly transfer funds between your eligible international HSBC deposit accounts. Benefit from fast and secure transfers with no transfer fees from your eligible U.S. HSBC account6.
International borrowers with qualifying documentation do not need U.S. credit report to apply for an HSBC Mortgage4 for a U.S. property.
Emergency cash assistance
In case you need a helping hand while you're abroad.
Anytime, anywhere banking
Access your funds whenever. Online or on your phone.
For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending Products are offered in the U.S. by HSBC Bank USA, N.A. Investments, annuities and variable life products are provided by unaffiliated third parties and are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.
* New To Country Offer Terms and Conditions: This offer is only available for New to Bank customers who open an HSBC checking account through HSBC’s International Banking Centers or a U.S. HSBC branch from July 8, 2019 through and including December 31, 2019. Applicants must have arrived in the U.S. by January 1, 2019 through and including December 31, 2019 in order to be eligible for the 2019 New to Country Offer. All applications must be supported by documents providing the date of arrival in the U.S.: a Passport, Visa, job offer letter, lease agreement or a copy of the applicant’s U.S. Social Security card showing the date of issuance will qualify for the offer. Additionally, applicants need to activate their concierge membership within 30 calendar days from account opening. Documents are subject to approval by HSBC Bank. HSBC Bank reserves the right to change or terminate what is a supporting document at any time and at its sole discretion. Additional restrictions may apply.
Relocation Concierge Service
HSBC Bank's Relocation Concierge is delivered by Aspire Lifestyles under which Aspire Lifestyles and its affiliates ("Supplier") will deliver lifestyle services available under the HSBC Bank's Relocation Concierge Service. Supplier subject to change. Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank is not responsible for the delivery of, or for any failure to deliver the Concierge Services. Calls to the concierge service are charged at a local rate. Charges for the products or services provided will be notified at the time of booking by Supplier and subject to terms, conditions and restrictions imposed by Supplier. HSBC Bank and its respective parents, subsidiaries and affiliates are not responsible for any of the above listed charges. Calls may be recorded at Supplier's discretion. HSBC Bank, and its respective parents, subsidiaries and affiliates are not liable or responsible for these recordings. Your contact details are held with your permission so that you can access the Service. Supplier is solely responsible for the protection of your contact details. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.
30 day SIM card
Supplier will provide and deliver applicable SIM Card. SIM Card wireless carrier is T-Mobile. Supplier and wireless carrier subject to change. Subject to limited availability, and to the terms, conditions and restrictions imposed by Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for the delivery of, or for any failure to deliver, the SIM Card. First 30 days cost, calculated and applied solely by Supplier, will be covered by HSBC Bank, thereafter, Supplier may provide special pricing should you continue with the same SIM Card. SIM card is for use in USA only. Requires 4G and above compatible handset. Plan — 2 GB data + unlimited calls to over 190 countries as determined by Supplier + 200 texts messages. Additional data rate charges from Supplier may apply pursuant to your agreement with Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates are not responsible for these charges. Card is valid for 30 days from time of activation as calculated by Supplier; Subject to Supplier, SIM Card can be extended for 30-day increments within 5 days of each expiration date of SIM Card and becomes non-renewable at 5 days past expiration. Automatic 30-day increment renewal may available through Supplier. HSBC Bank, and its respective parents, subsidiaries and affiliates make no guarantees, warranties or representations of any kind, expressed or implied, with respect to such services and/ or items, and shall not be liable for any loss, expense, accident or inconvenience that may arise in connection with the use of such services and/or items, or as a result of any defect in or failure of such services and/or items. Not exchangeable, refundable, or redeemable for cash or credit under any circumstances and are not replaceable in the event of loss, destruction after issuance or expired (if applicable). HSBC Bank reserves the right to change or terminate this offer at its sole discretion.
1 For students located in China, we will refer you to our International Banking Center in Ghangzou, as local regulations in China do not allow us to process your application while you are still based in mainland China. For all other countries, your U.S. International Banking Center will be able to help directly.
4 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage and HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds.
6 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.
Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.