Now begins the opportunity to write your own story. Your time studying abroad in the U.S. will be filled with new friends, classes, challenges, and successes. There is a lot to experience. There is a lot to learn. Whether you currently reside in the U.S. or in the process of making your transition, we understand the importance of making your transition as smooth as possible so you can focus on the exciting opportunities ahead.
When you open an HSBC checking account in the U.S., you'll have the option to connect it to an HSBC account back home. So you can easily access and manage money wherever and whenever you need it for books, supplies, and other expenses. To learn more about how to open your new U.S. HSBC checking account, check out the simple steps listed below. We're here to help you take care of your finances so you can make the most of your time in the U.S. Open an HSBC checking account today. And best of luck with your adventure.
Welcome to the U.S.
We have been serving International clients since HSBC was founded in 1865. Today HSBC is one of the world’s largest banking and financial services organizations serving more than 37 million customers worldwide, across 37 countries. We understand moving abroad is equally exciting and a bit scary at times – we can be your helping hand when you arrive in the U.S.
Always be ready by quickly opening checking and savings accounts.
You may be eligible to apply for a U.S. credit card without an established U.S. credit history3
Seamlessly transfer funds between your eligible international HSBC deposit accounts. Benefit from fast and secure transfers with no transfer fees.
International borrowers with qualifying documentation do not need U.S. credit report to apply for a HSBC Premier4 Deluxe or Advance5 Deluxe Mortgage for a U.S. property.
In case you need a helping hand while you're abroad.
Access your funds whenever. Online or on your phone.
For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at www.us.hsbc.com/crossborder. Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. Lending Products are offered in the U.S. by HSBC Bank USA, N.A. Investments, annuities and variable life products are provided by unaffiliated third parties and are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A.
1 For students located in China, we will refer you to our International Banking Center in Ghangzou, as local regulations in China do not allow us to process your application while you are still based in mainland China. For all other countries, your U.S. International Banking Center will be able to help directly.
2 Home shipping service may not be available depending on how close you are to your departure date for the U.S. Our International Banking Center team will explain which options are available to you.
3 HSBC Credit Card are issued by HSBC Bank USA, N.A. subject to credit approval and certain requirements. To learn more see an HSBC representative for details.
4 To be eligible for an HSBC Premier Deluxe Mortgage, you must: (A) be an HSBC Premier relationship customer with a U.S. Premier checking account; and (B) have combined personal deposit and investment balances of at least $100,000 USD or equivalent at any member of the HSBC Group (in the U.S. or home country). The Premier minimum balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Premier relationship requirements contact an HSBC branch or call toll free at 866.801.6756.
5 To be eligible for an HSBC Advance Deluxe Mortgage, you must: (A) be an HSBC Advance relationship customer with a U.S. Advance checking account; and (B) have combined U.S. personal deposit and investment balances of at least $10,000 at any member of the HSBC Group located in the U.S. The Advance balance requirement must be fully funded before the closing of the mortgage loan. To learn more about the Advance relationship requirements contact an HSBC branch or call toll free at 844.374.9016.
Mortgage and Home Equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at anytime and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.