Friends who bank together, stay together.

It’s a great time to refer friends to HSBC. You can receive a $1001 deposit for each referral, after someone you refer opens a qualifying HSBC Premier, Advance, or Choice Checking account in a branch or over the phone. Your earnings are limited to $2,000 per calendar year.

 

Your Personalized Referral Code:

Your Referral Code is currently unavailable. Please try again later.

      

Plus, your friends can get rewarded too

They’ll receive a referral bonus when they use the assigned personalized referral code to open a new qualifying checking account in a branch or over the phone, and meet the minimum funding requirements within 90 calendar days of account opening. Offer valid from September 1, 2019 through and including December 31, 2019.

 

Your friends get a one-time bonus

Premier

$500

Advance

$250

Choice Checking

$100

Your friends get a one-time bonus

Premier

Advance

$500

$250

Premier

Choice Checking

$500

$100

Two easy ways to Share the Experience:

1) Share your personalized referral code

Your friends and family simply present your referral code when they open their new account at any HSBC branch or over the phone. 

 

Your Referral Code is currently unavailable. Please try again later.

Code unavailable? If you've recently registered for Personal Internet Banking it may take up to two business days to receive your personalized referral code. If your code is still unavailable two business days after registering for Personal Internet Banking, please give us a call at 800.975.HSBC (4722). We're happy to assist you.

800.975.HSBC (4722)

2) You can also print this page to share

Just print and give to a friend. Your friend brings the form to a nearby HSBC branch or uses your personalized referral code to open the account over the phone.

 

What happens next?

To receive credit for the referral, the new account must be opened in an HSBC branch or over the phone.

Your referral bonus will be deposited to your qualifying HSBC Premier, Advance, or Choice Checking account within 8 weeks of your friend's account opening. Refer to the Rules and Requirements below.

To speak with an HSBC Representative:

Call : 800.975.HSBC (4722)

Rules and Requirements

HSBC Share The Experience Rules and Requirements:

 

 Current HSBC Customer: This offer is only valid for customers who have access to HSBC Personal Internet Banking “PIB” as customers will be required to obtain the personalized referral code from their PIB. Offer valid from September 1, 2019 through and including December 31, 2019 “Offer Period”. To receive the/a referral bonus, you must have an HSBC Premier, HSBC Advance or HSBC Choice Checking relationship in the United States. Employees, officers, directors, agents or representatives of HSBC not eligible. You will receive a $100 referral bonus to your qualifying HSBC Premier, HSBC Advance or HSBC Choice Checking account for all referrals who open a new HSBC Premier, HSBC Advance or HSBC Choice Checking account limited to $2,000 in total Share the Experience referral bonuses per calendar year. The qualifying new account must be opened only in a U.S. HSBC branch or over the phone. Your qualifying HSBC Premier, HSBC Advance or HSBC Choice Checking account must be open and in good standing at time of referral bonus fulfillment. Your referral bonus of $100 will be deposited to your qualifying HSBC Premier, HSBC Advance or HSBC Choice Checking account within 8 weeks of your referral’s qualifying account opening. The new referral qualifying account must remain open for at least 15 business days. The individual you refer must not currently hold, nor have held in the past 3 years, an HSBC consumer deposit or investment account; customers who maintain(ed) an HSBC Mortgage and/or Credit Card without a consumer deposit or investment account are eligible; and the individual you refer must provide your personalized referral code at account opening for you to qualify to receive credit for the referral bonus. Log in to PIB, click on “My Services” and then Learn more under Share the Experience to receive your Personal Referral Code. For both you and the individual you refer, the bonus deposit(s) to your qualifying HSBC Premier, HSBC Advance or HSBC Choice Checking account may be reported on the applicable IRS form. You and the individual you refer may be responsible for any tax resulting from the Referral Bonus. Please consult your tax advisor if you have questions about the tax treatment of the Referral Bonus. Note: Estate and Trust accounts are ineligible to make referrals or be referred under this offer. HSBC reserves the right to change or terminate this offer at its sole discretion. Retain for your records.

New Customer: This offer is only valid for new HSBC Premier, HSBC Advance or HSBC Choice Checking accounts opened during the Offer Period in a U.S. HSBC branch or through HSBC’s customer service line 800.975.HSBC (4722) during which a valid personalized referral code is provided by the new customer. The new account must meet qualifying requirements within 90 calendar days of account opening pursuant to the relationship requirements discussed below. Account opening date is considered day one of the 90 calendar days count. Accounts/Assets that are ineligible from qualification requirements for this offer include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs and 401(k) Plans; UTMA and UGMA; commercial accounts; and revocable or irrevocable trust accounts. Customers who currently hold, or have held in the past 3 years, an HSBC consumer deposit or investment account are not eligible; customers who maintain(ed) an HSBC Mortgage and/or Credit Card without a consumer deposit or investment account are eligible. You will automatically receive the $500 referral bonus to the new qualifying HSBC Premier checking account, a $250 referral bonus to the new qualifying HSBC Advance checking account or a $100 referral bonus to the new qualifying HSBC Choice Checking account within 8 weeks from the date the new account is fully qualified. The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment. Limit one Referral Bonus per new customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. A customer can use only one referral code at the time of account opening. For both you and the individual who referred you, the bonus deposit(s) to your qualifying HSBC Premier, HSBC Advance or HSBC Choice Checking account may be reported on the applicable IRS form. You and the individual who referred you may be responsible for any tax resulting from the Referral Bonus. Please consult your tax advisor if you have questions about the tax treatment of the Referral Bonus. Note: Estate and Trust accounts are ineligible to make referrals or be referred under this offer. HSBC reserves the right to change or terminate this offer at its sole discretion. Retain for your records.

To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain balances of $75,000 in combined U.S. Dollar personal deposit accounts and investment balances* OR recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s) per calendar month OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained. The Annual Percentage Yields (APYs) and balances for eligible interest bearing HSBC Premier checking accounts which are accurate as of {{currentDate}} is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings.

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month OR any HSBC U.S. residential mortgage loan. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if one of these requirements is not maintained. The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

To qualify for an HSBC Choice Checking relationship, you need to open an HSBC Choice checking account and maintain at least $1,500 in total U.S. combined personal deposit and investment* balances OR a recurring direct deposit from a third party to a Choice Checking account at least once per calendar month. A monthly maintenance fee of $15 will be incurred if one of these requirements is not maintained.

Terms of Use: By using the personalized referral code to refer someone, each party waives all rights of privacy and confidentiality that each party may have with respect to the fact that each party is aware that the other may be a customer of HSBC Bank USA, N.A. (“HSBC”) or its affiliates, and each party releases and relieves HSBC and its employees and agents from any and all liability in this respect. HSBC reserves the right to change or terminate this offer at its sole discretion.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

©2019 HSBC Bank USA, N.A.