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HSBC Advance checking

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HSBC Advance checking

A checking account that gives you access to HSBC Advance relationship benefits. HSBC Advance offers you banking, lending and savings to help you plan for the future, and international services.

  • Secure online and mobile banking1
  • HSBC Advance Debit Mastercard® card
  • Access to HSBC ATMs worldwide, most with no withdrawal fees2
  • Get up to four rebates per month on non-HSBC ATM third-party surcharges in the U.S. outside of New York State3
  • Free select style HSBC Advance checks
  • Enjoy extra peace of mind and security with Select Credit4 - a personal line of credit that can be used for overdraft protection for your checking account

 

See Terms & Charges Disclosures for more information.

How to apply

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

New to HSBC

Apply for an HSBC Advance checking account or explore the benefits of an Advance Relationship today

Existing Customer

Log on to Personal Internet Banking to apply for an HSBC Advance checking account

To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month . Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

1 Requires you be registered for HSBC Personal Internet Banking and have your credentials readily available. Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.

2 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

3 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking, HSBC Advance Savings, and HSBC Promotional Advance Savings. HSBC will rebate up to four qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.

4 Select Credit Accounts are issued by HSBC Bank USA, N.A., subject to credit approval, and require a qualifying deposit relationship with HSBC Bank USA, N.A.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

HSBC Advance Debit Mastercard® cards are issued by HSBC Bank USA, N.A.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. 
HSI is an affiliate of HSBC Bank USA, N.A.