A checking account that gives you access to HSBC Advance relationship benefits. HSBC Advance offers you banking, lending and savings to help you plan for the future, and international services.
See Terms and Charges Disclosure for more information.
Apply for an HSBC Advance checking account or explore the benefits of an Advance Relationship today
Log on to Personal Internet Banking to apply for an HSBC Advance checking account
To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment* balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
1 Requires you be registered for HSBC Personal Internet Banking and have your credentials readily available. Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges.
2 You may be charged additional fees by the ATM operator or network used including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.
3 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking, HSBC Advance Savings, and HSBC Promotional Advance Savings. HSBC will rebate up to four qualifying ATM third-party surcharge fees incurred based on transaction date order during the calendar month. The rebate will be credited to your account on the first business day of the following calendar month.
4 Select Credit Accounts are issued by HSBC Bank USA, N.A., subject to credit approval, and require a qualifying deposit relationship with HSBC Bank USA, N.A.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.
HSBC Advance Debit Mastercard® cards are issued by HSBC Bank USA, N.A.
Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.
HSI is an affiliate of HSBC Bank USA, N.A.