HSBC Debit Mastercard® card
The convenience of HSBC Debit Mastercard® card with no transaction fees on domestic purchases and no monthly or annual service fees.2
With free Personal Internet Banking, online Bill Pay and eStatements, banking is easier and greener, too.
Optional overdraft protection
Select Credit3 is a personal line of credit that allows you to borrow money as you need it, up to your available credit limit, at a competitively low APR. It can also be used as overdraft protection for your qualifying linked HSBC checking account.
What you need to apply
You must be 18 years of age and have a Social Security Number
Current U.S. residential address and a U.S. residential address for the past two years
See Terms & Charges Disclosures for more information.
Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
Account information for funding your new account
How to apply
New to HSBC?
Existing to HSBC?
Enhance your HSBC relationship
Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application. See Terms & Charges Disclosures for more information.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.
What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.
You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past two years to apply for a deposit account online.
Privacy and Security
HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.
If you need assistance or have questions about the application, please contact us or call 888.404.4050.
1 Basic Banking has no minimum balance requirement and the monthly maintenance fee is $1. There is no charge for the first eight checks/withdrawal slips you write, then you will be charged $.35 per check or withdrawal.
2 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us. This Foreign Transaction Fee does not apply to transactions using your HSBC Jade World Debit Mastercard® card or HSBC Premier World Debit Mastercard® card.
3 Select Credit is a personal line of credit issued by HSBC Bank USA, N.A., subject to credit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with HSBC Bank USA, N.A. To learn more, please speak with an HSBC Bank USA, N.A. representative for product and pricing details.
HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A.
HSBC Gold Mastercard® credit cards and HSBC Cash Rewards Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval. To learn more, speak with an HSBC branch representative.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC.