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HSBC Premier World Elite Credit Card

With over $600 worth of travel benefits, it’s the ultimate travel companion

See what’s new for 2021

Enhanced travel benefits, more Rewards points and surprise luxury gifts.

Your Offers


Time for takeout.

Use your HSBC Credit Card and get up to 30% cashback on your next DoorDash order.

Offer valid November 15, 2020 through February 15, 2021


Music to your ears.

Use your HSBC Credit Card and get cashback on your Spotify subscription fee for 3 months, up to $12 per month.

Offer valid November 15, 2020 through February 15, 2021


Fresh groceries delivered.

Use your HSBC Credit Card and experience Instacart Express free for two months.

Now through March 31, 2021

More Offers

More ways to save.

Take advantage of a variety of discounts on dining, hotels, car rentals, everyday essentials and more at your favorite merchants.

Everyday Value and Peace of Mind

5% Cash Rewards

Order everyday essentials in bulk online with Boxed. Earn 5% Cash Rewards you can redeem on future purchases.

Free 2-day Shipping

Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at over 140 online stores.

Cell Phone Coverage2

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

Travel the World

$100 Statement Credit

Receive up to $100 in statement credits annually for rides with Uber and Lyft, up to $20 per ride.

10% off hotels

Save 10% when you use your card to book your hotel or vacation home with Expedia, Agoda or onefinestay.

$100 Air Travel Credit

Receive up to $100 per year in statement credits as reimbursement for air travel purchases made with your card.

Up to $100 Trusted Traveler Credit

Receive one statement credit every 54 months, for the $100 Global Entry® Application fee or the $85 TSA Precheck Application fee

World Elite Concierge Service2

Enjoy complimentary 24/7 concierge service that acts like a personal assistant. Receive help with all your tasks, big and small; from travel planning, dining reservations, sporting events and show ticket reservations.

Mastercard Travel & Lifestyle Services™2


You have access to a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.

MasterRental™ Coverage2


Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Premier World Elite Credit Card.

Baggage Delay Insurance2

Get reimbursed up to $250 per claim for the cost of essential items such as clothing and toiletries if your luggage is delayed in getting to your scheduled destination.

Travel Accident Insurance2

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Trip Cancellation Insurance2

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Mastercard Airport Experiences

Get reimbursed and 2 free visits per year to over 1,000 lounges in 120+ countries provided by LoungeKeyTM2

Unlimited Wi-Fi Access

Enjoy premium WiFi at over a million secure hotspots worldwide with Boingo.

World class rewards

Get rewarded for every purchase you make1.

Earn three Points per dollar spent on new airline, hotel, car rental purchases and more.

Earn two Points per dollar spent on dining purchases. From your daily coffee shop to five star restaurants. 

Earn one Point per dollar spent on all other purchases.

Your Points can add up quickly1

Monthly Travel Dining Shopping Entertainment Gas Total Reward Points
Spend $700 $500 $500 $400 $300 $2,400
Rewards Points 2,100 1,000 500 400 300 4,300

Your Points can add up quickly1

Monthly Spend
Travel $700
Dining $500
Shopping $500
Entertainment $400
Gas $300
Total Reward Points $2,400
Monthly Rewards Points
Travel 2,100
Dining 1,000
Shopping 500
Entertainment 400
Gas 300
Total Reward Points 4,300

Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

51,600 Points, annually.

Redeem your points, your way!

20,000 Points

Can be redeemed for:

  • $200 Cash Back
  • Golf Equipment
  • Fitness Watches

30,000 Points

Can be redeem for:

  • $300 Cash Back
  • $300 Dining Gift Card
  • Cookware Set

50,000 Points

Can be redeem for:

  • $500 Cash Back
  • Robotic Vacuums
  • Diamond Jewelry

Tap & go® for quick, secure payments

With tap & go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments. 

So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to work, make sure to keep your HSBC Credit Card at the top of your wallet.

You use your phone for everything else, why not purchases?

Add your HSBC Credit Card to a Mobile Wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up. 

Plus, when you pay with mobile, you’ll also make it easier to:

  • Shop online
  • Make in-app purchases
  • Pay with your smartwatch or tablet

Get started by adding your HSBC Credit Card today.

1 How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.  Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary. 

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Elite Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard, or HSBC Bank USA, N.A. Please see your HSBC Premier World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

HSBC Credit Cards are issued by HSBC Bank USA, N.A.

Mastercard and Tap & go is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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