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Elite credit card Rewards Program

Earn Points on purchases and redeem for travel, Amazon purchases, cash back, merchandise, gift cards, and more.

Your Elite Rewards Program

How you earn your Points[@eliterewardsprogram]:
  • Earn 5x Points on select airlines, hotels and car rentals
  • Earn 2x Points on dining and other travel
  • Earn 1x Points on everything else

How to use your Points

  • Book flights, hotels, and car rentals on HSBC Travel, Powered by PricelineTM[@certainrestrictionsapplyelite]
  • Pay for everyday purchases at Amazon.com[@amazon]
  • Get cash back[@cashbackelite] via statement credits or direct deposit to an HSBC checking or savings account
  • Pay your Annual Fee or eligible purchases with Pay with Rewards®[@pay-with-rewardselite]
  • Choose merchandise, gift cards and eGift cards from hundreds of your favorite premium brands[@certainrestrictionsapplyelite]

Reward yourself, or someone special today.

Visit the rewards site for more information on travel benefits, gift cards, merchandise and more.

How to redeem your Points online

It's easy to check your balance and redeem your Points online:

  1. Log on to online banking.
  2. Select your credit card from the account summary screen.
  3. Click 'Manage' on the right side of the screen, then select 'View and redeem rewards'.
  4. You’ll be taken to the HSBC Rewards Program website. Your balance will be displayed on the screen.
  5. Browse rewards by choosing a category from the menu of options provided.
  6. To redeem, add your selected reward to your Shopping Cart or follow the instructions provided.
Redeem now

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Additional information

    Disclaimers 

    How Points are Earned: You earn Points when you use your card to make new purchases (minus returns, credits, and adjustments). All purchases and Points earned are based on the Merchant Category Code (“MCC”) under which the merchant processes the transaction. HSBC is not responsible for the merchant’s transaction description, or the exclusion of merchants within an MCC.

    Rewards Redemption: All reward options are subject to limited availability and to the applicable terms, conditions and restrictions set by third-party suppliers. HSBC Bank USA, N.A. reserves the right, without prior notice, to replace existing reward items with new items, discontinue any reward item at any time; and substitute any reward with another of equal or greater value where necessary. Redemption levels, point values and reward availability may be amended or withdrawn at any time without prior notice.

    You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

    HSBC credit cards are issued by HSBC Bank USA, N.A.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.

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