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Mortgages tailored for you

Home loans designed with features to help meet your personal needs.
U.S. mortgages for foreigners
Mortgages for those new to the U.S. or international buyers1 looking to buy property in the U.S.

Home buying tools

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Tips and resources to guide you on your journey.
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View mortgage rates and options built for you.
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Interactive tools to help you take the next step.
The most common questions about HSBC mortgages.

Home lending solutions

View the top reasons to refinance your home and cash-out refinance options.
Turn your home’s equity into a source of funds with a home equity line of credit.

Get started

Request a rate quote

A Mortgage Consultant will contact you with a personalized rate quote.

Request mortgage financing

Take the first step to get prequalified2 to buy or refinance your home.

Connect with us

Call 844.HSBC.MTG (844.472.2684) to speak with a Mortgage Consultant to learn more.

Featured article for international buyers

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website,, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website available at


1 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage, HSBC Elite Mortgage or HSBC Summit Mortgage. Monthly mortgage payments must be made in U.S. funds.


2 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.


If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.


Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.