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Family assisted financing

Help a family member buy a home in the U.S.

Help a family member achieve home ownership

We offer financing options that allow non-occupying immediate family members to assist with a purchase or no cash-out refinance of a home[@familyassistedfinance].

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Mortgage calculators

Use our calculators to explore your loan options, costs and mortgage rates.

Resources to help you

Find out our latest mortgage rates, plus a useful guide to understanding how the home buying process works.

Why use family assisted financing?

  • Help a family member buy a home
    A range of financing options that allows non-occupying family members to assist with a purchase or non-cash out refinance of a home.
  • Up to 4 borrowers can apply
    We'll use the blended income and debt of all borrowers named on the loan application for qualification purposes. Supporting documentation will be required.
  • International borrowers[@internationalborrowers]
    Options are available for international borrowers, subject to qualifying documentation.

Mortgage products eligible for family assisted financing

HSBC Select Mortgage

 

For borrowers with no HSBC relationship or existing customers with less than $25,000 in combined personal deposit and investment balances. 

HSBC Preferred Mortgage

 

Borrow up to $2 million, plus get $750 toward closing costs. 

HSBC Deluxe Mortgage

 

Access up to $5 million in financing and get $1,000 towards closing costs. 

HSBC Elite Mortgage

 

$1,500 towards closing costs on mortgages up to $5 million. 

HSBC Summit Mortgage

 

For borrowers with an HSBC Private Banking relationship. 

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At least one borrower must have a Premier[@premier] relationship.

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Frequently asked questions

What HSBC relationship do I need to be eligible for family assisted financing? 

Who is considered 'family' in family assisted financing? 

How many borrowers must live in the property that is being financed with family assisted financing? 

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Additional information

    Disclaimer 

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

    If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

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