HSBC is making the dream of homeownership come true. We offer a variety of mortgage solutions at competitive rates, including special programs for first-time home buyers1.
A knowledgeable HSBC Mortgage Consultant will help you find the right mortgage for your needs and provide guidance throughout the entire process. Below you'll find information to consider when buying your first home.
HSBC's global study on the new meaning of home
First Home Club Program2 is a matched savings program that provides eligible first-time home buyers with financial assistance - up to $7,500 - to put towards the down payment and closing costs of a new home.
For every $1 you deposit into an HSBC First Home Club savings account over a 10 to 18 month period, you'll receive an additional $4 in matching grant funds3 - up to $7,500.
1 Geographic and other restrictions may apply.
2 The First Home Club program is only available in specific counties in NY and NJ. Applicants must currently reside in NY or NJ.
3 To receive the First Home Club grant, you must obtain a mortgage through HSBC Bank USA, N.A. and meet all program requirements.
4 Registration in the First Home Club Program does not guarantee approval of any mortgage through HSBC Bank USA, N.A. for which you may apply.
5 All borrowers listed on the loan application must attend and complete an approved homeownership counseling session by the expiration date of the commitment.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
* Viewing PDF files require the use of Adobe Acrobat Reader. If you do not already have Adobe Acrobat Reader, you can download it online. After downloading the software, follow the instructions for installing the program. If you prefer, you can always download the files now and open them offline later.