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Take advantage of today's low mortgage rates

Mortgage rates are near historic lows, so now could be a great time to refinance or buy a home. We offer a variety of mortgage options with competitive rates plus discounts with an HSBC relationship1. Take the next step - check rates and loan options or get prequalified2 so you know how much you may be able to borrow.

Get started

Request a quote

A Mortgage Consultant will contact you with a personalized rate quote.

Start online

Start your prequalification or home financing request online today.

Start by phone

To speak with a Mortgage Consultant about your loan options, call 866.959.8635.

Monday - Friday 8AM - 8PM ET

Saturday 8AM - 5PM ET

1 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment balances, reserves, equity and automatic payment from an HSBC U.S. checking account.

2 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.