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James Novak

Mortgage Consultant NMLS ID: 1152298


As a member of the International and Digital Mortgage desk, James provides many services including Conventional, Jumbo, Home Equity Lines of Credit, and Foreign National Mortgages. He has a bachelor’s degree from Northern Illinois University and over 20 years of experience in the mortgage industry. James can be reached by phone at 800.448.8414, ext. 1132 or email him at

Request financing today

Get prequalified1 to buy, refinance or unlock your home’s equity2.

Areas Covered/Languages

  • U.S., except Alaska and West Virginia
  • English


  • Purchases
  • Refinances
  • Home Equity Lines of Credit


  • Bachelor’s degree from Northern Illinois University
  • Over 20 years’ experience in the mortgage industry

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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