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Tamie Pham

Mortgage Consultant NMLS ID: 410125


Tamie Pham, a Premier Mortgage Consultant at HSBC Bank USA, N.A., has earned a reputation as a dependable and trustworthy advisor to her clients, real estate agents, and business partners.


My approach to mortgage lending is centered around listening to each customer's unique needs and providing personalized solutions that meet those needs. I believe in building long-lasting relationships with my customers and being there for them every step of the way, whether they are making their first home purchase or upgrading to a larger home as their needs change.


While many lenders can simply offer loans, my goal is to help customers find the loan that is best suited to their financial needs. I am committed to providing expert advice and guidance so that my customers can make confident decisions about their mortgage options. I strive to ensure that my customers feel supported and informed throughout the entire mortgage process.

Request financing today

Get prequalified1 to buy, refinance or unlock your home’s equity2.

Areas covered/Languages

  • Northern California / Silicon Valley Bay Area
  • Vietnamese and Chaochow (another Chinese dialect)


  • 2015 Leadership Club


  • Bachelor’s Degree of Science in Finance and Real Estate from Cal State Northridge
  • Asian Real Estate Association of American (AREAA)
  • Member of Silicon Valley Association of Realtors

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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