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Vanessa Liu

Mortgage Consultant NMLS ID: 1124341


Vanessa Liu is located in San Francisco, California and operates out of HSBC’s San Francisco location. She is multilingual in English, Mandarin, and Cantonese and has been awarded the HSBC Gold Heart and Leadership Club winner multiple times. Vanessa is involved in the Asian Real Estate Association of America, Chinese American Real Estate Association, and the Luxury Market Council of San Francisco. She has a Bachelor of Science Degree in Finance & Minor in Decision Science. Vanessa has been in the mortgage industry for over 8+ years and is dedicated to finding mortgage solutions to best meet her client’s needs. Vanessa can be reached at 415.680.7379 or

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Get prequalified1 to buy, refinance or unlock your home’s equity2.

Areas Covered/ Languages

  • San Francisco, California
  • Northern California Bay Areas
  • Cantonese & Mandarin


  • International clients, first-time home buyers, upgrading primary residency, investment properties/1031 Exchange Transaction
  • HSBC Gold Heart Award Winner
  • HSBC Leadership Club Award Winner


  • Bachelor of Science Degree in Finance & Minor in Decision Science
  • Asian Real Estate Association of America (AREAA)
  • Chinese Real Estate Association of America (CREAA)
  • Luxury Marketing Council of San Francisco

1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.

To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit or speak with your Relationship Manager.

If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.

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