Cash out1 option for an all cash purchase
Family Assisted Financing5
- A maximum of four borrowers are allowed to be considered owner occupied; the property must be the primary residence of one of the applicants.
- Everyone signing the note is considered a co-borrower and must be on the title.
- Cash out refinances are not allowed.
Affordable Mortgage options
The value we place on our home often changes throughout our lives. Discover homeownership stories of how experiences and different circumstances can change the way we value our home.
We offer mortgage solutions for your international clients seeking a home in the U.S.7 Whether your client is looking for a new home to reside in or an investment property, HSBC is the right partner to make a home ownership a reality.
Mortgage calculators to help estimate costs.
1 For reimbursement of an all-cash purchase, any loan(s) used as a source of funds to purchase the property (secured or unsecured) must be paid off; cash proceeds disbursed in connection with the new mortgage may be reduced accordingly.
5 A maximum of four borrowers are allowed and at least one borrower must have a Premier, Jade or Advance relationship. The property being financed must be the primary residence of at least one borrower. Minimum FICO of 700 required, and options are available for international borrowers with qualifying documentation. Cash out refinances are not permitted. Please contact a Mortgage Consultant for specific details.
7 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage or HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.