Top of main content

Protection for what matters most

A financial professional from HSBC Insurance Agency (USA) Inc. is ready to provide solutions based on your individual needs

Facing the Future

HSBC’s The Power of Protection is an independent consumer research study into global protection needs and trends

1 in 3 Americans believe they need life insurance.*

At HSBC, we identify your priorities and assess your finances to help guide you on the right path when protecting your future. Speak with a financial professional1 today to discuss what insurance needs you might have.

1. Identify your priorities

17%

of people say their family’s health and wellbeing is the most important thing to them for the future.

2. Assess your finances

43%

of people supporting someone financially feel they themselves are just about managing or not managing at all well.

3. Plan for the whole family

80%

of people supporting someone financially say their family would not manage well if they had to significantly reduce their support to them.

4. Talk about the future

85%

of people who are supporting someone yet managing well financially have had a conversation about their long-term financial security should something happen to them.

Reproduced with permission from The Power of Protection, Facing the future, published in 2017 by HSBC Holdings plc.

1 Financial professional refers to Financial Consultants (FCs), Investment Counselors (ICs), and High Net Worth Relationship Managers (HNWRMs). All offer bank products through HSBC Bank (USA) N.A, investments, annuities, and variable life insurance products through HSBC Securities (USA) Inc. and traditional insurance products through HSBC Insurance Agency (USA) Inc.

Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products:

ARE NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES
ARE NOT FDIC INSURED
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES
MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

Environmental, Social and Governance (“ESG”) Customer Disclosure

At this time in the United States, there is no standard definition of, or measurement criteria for, environmental, social and governance (“ESG”) factors or impact.  ESG-related measurement criteria is highly subjective and may vary significantly across and within different sectors.  There is no guarantee that: (a) the nature of the ESG investment, or the ESG impact or measurement criteria of an investment, will be aligned with any particular investor’s ESG goals; (b) the stated or targeted ESG level will be achieved; or (c) an investment approach that considers ESG factors will produce returns similar to those that don’t, or that they won’t diverge from traditional market benchmarks.

HSBC Securities (USA) Inc. and HSBC Insurance Agency (USA) Inc. (collectively “HSBC”) may rely on metrics or measurement criteria devised and/or reported by third party providers or issuers.  HSBC does not always conduct its own specific due diligence in relation to ESG metrics or measurement criteria.

ESG investing is an evolving area and new regulations may come into effect which may affect how an investment is categorized or labeled. An investment that is considered to fulfil ESG criteria today may not meet those criteria at some point in the future.

Please consider the investment’s specific ESG impact measurement criteria in the prospectus or other offering documents prior to investing.

*Reproduced with permission from several of LIMRA’s life insurance consumer studies. Fact sheet may be reproduced in whole or in part if attributed to LIMRA. 

We're here to help you. Find the answers and while you're at it, tell us how we could do better.