HSBC connects you with a world of possibilities.
We're here to help you navigate your financial commitments both in the U.S. and abroad. HSBC Premier1 is designed for clients like you to offer both local and global benefits with no HSBC Fees2 on everyday banking transactions. Open a premium checking account today with one of the world’s leading international banks.
Learn more about our international services.
Apply as an international client
If you're an international client or have lived in the U.S. for less than 1 year, you can apply online if:
you're not a U.S. citizen; OR
you don’t have a U.S. Social Security number; OR
you've lived in the U.S. for less than 1 year
you're applying for an individual Premier checking account (not joint account)
you're at least 18 years of age
you're currently located in one of the following countries (subject to changes)
Lived in the U.S. for more than 1 year?
You can apply online if:
you're at least 18 years of age and have a Social Security number
you have a U.S. mobile number
you have a current U.S. residential address and have lived in the U.S. for more than 1 year
Visit HSBC International to learn how we can help at your destination.
For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website available at www.us.hsbc.com/crossborder.
1 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain:
Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment** accounts;
OR Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s);
OR HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
A monthly maintenance fee of $50 will be incurred if one of these requirements is not maintained.
2 A monthly maintenance fee may apply if certain requirements are not maintained. Legal Processing fees may apply. Third party fees and/or surcharges may apply.
* If you decide to open an account with HSBC, please be advised that documents related to your accounts will only be available in English and services provided may also only be in English. Communication beyond your initial interaction with HSBC may not be in a preferred language and may only be available in English.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
** Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A.
Investments, Annuity and Insurance Products:
ARE NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES
ARE NOT FDIC INSURED
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES
MAY LOSE VALUE
All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.