Savings Made Easy

If you're looking to move beyond your everyday banking needs, HSBC's Everyday Savings account is a good place to start. Earn interest1 on your money while being able to add or withdraw money.2 Free Personal Internet Banking allows you to manage all your money in one place no matter where you are.


  • Free Personal Internet Banking
    24/7 online banking access so you can manage your money night and day.
  • Ready access
    Your money is accessible - for planned purchases or emergency cash - when you need it.2,3
  • Set up automatic savings
    Save time when you set up one or more automatic transfers for the amount and duration you prefer.3


See Terms and Charges Disclosure for more information.

HSBC Mobile Banking

Your on-the-go solution

How to apply

New to HSBC

Apply now for a HSBC Everyday Savings account

Or call: 800.975.4722

Existing HSBC Customer

Log on and add a HSBC Everyday Savings account now

Or call: 800.975.4722

Switch to HSBC

We make it easy to switch your account to HSBC

The HSBC Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.

Next Steps

Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application. All accounts will receive the Annual Percentage Yield (APY) and interest rate in effect when the account is opened and funded. See Terms and Charges Disclosure for more information.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Privacy and Security

HSBC recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our HSBC Security & Fraud Center to learn more about how HSBC helps keep your information secure, and what you can do to ensure a safe online experience.


If you need assistance or have questions about the application, please contact us or call 888.404.4050. You may also Contact HSBC Customer Service.


1 Interest rate and Annual Percentage Yield (APY) are variable and may change after account opening. Fees may reduce earnings on account. See Terms and Charges Disclosure for more information.

2 Subject to transfer limits and funds availability requirements.

3 Federal Reserve Regulation D Transaction Limitations apply.

Deposit products offered in U.S. by HSBC Bank USA, N.A. Member FDIC