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HSBC Corporate Relocation Lending

HSBC is here to provide customized solutions for your diverse workforce. Our global network and local expertise make us the right partner to meet your mobility needs.

Trusted Resource Partner

For over 40 years, HSBC Bank has been providing home lending solutions here in the U.S. to meet the needs of our clients:

  • Customized solutions designed for you and your transferees
  • A dedicated, experienced team who understands your company's culture and relocation policy benefits
  • Administration of your direct billing program

Mortgage Options

Mortgages to meet the unique needs of your entire workforce:

  • HSBC offers large loan amounts, fixed and adjustable rate mortgages (ARM)1, low down payment programs, and government sponsored loans
  • Mortgage financing for assignees with no U.S. credit history needed2

New to U.S. Banking Solutions

Transferees will benefit from our unique services and top products when they:

  • Open a U.S. checking account before they arrive3 and get their debit card in the mail4
  • Make fee-free transfers to globally linked accounts in a matter of seconds with Global Transfers5
  • Set up online and mobile banking in the U.S. and build a U.S. credit score by opening a U.S. credit card with no foreign transaction fees

Employee Banking Solutions

Special promotions for employee banking

Corporate Employee Mortgage Program

Exclusive mortgage benefits for your company employees

Financial Wellness

Multilingual interactive financial literacy modules

HSBC is passionate about helping your U.S. Transferees and Expats with Financial Wellness resources and learning modules

 
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This checklist has been designed to help you identify some key considerations and priorities

 
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A strong credit history could help improve many aspects of life in the U.S. Here's our guide for new to country residents

 

Alongside mental and physical health, financial well-being is key to making sure you can embrace and enjoy all of life's opportunities

 
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Check out the important factors to consider when deciding whether to rent or buy a home

HSBC Corporate Relocation Trusted Advisors

We can provide resources and solutions

Email: mortgage.relocation@us.hsbc.com

Karen M. Gerba, SCRP, GMS
Head of Corporate Relocation
Lending & Employee Wide Mortgage Programs

Jody Paul Ragonese, CRP, MA-IO
RSD, Corporate Relocation
Lending & Employee Wide Mortgage Programs 

Janira Klomberg
Client Relationship Manager, Corporate Relocation Lending & Employee Wide Mortgage Programs

1 Interest rate may increase per the terms stated in your adjustable rate note. ARMs not available in Rhode Island.

2 International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage or HSBC Elite Mortgage. Monthly mortgage payments must be made in U.S. funds. 

3 International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application.

4 Home shipping service may not be available depending on how close you are to your departure date for the U.S. Our International Banking Center team will explain which options are available to you.

5 Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited. Accounts eligible for Global Transfers include all HSBC deposit accounts, except for CDs. Federal Reserve Reg D Transaction Limitations apply. All HSBC accounts, however, are viewable within Global View.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

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