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HSBC Cash Rewards Student Credit Card

Turn your everyday purchases into meaningful experiences.

Everyday Value


Get 5% back to use on future orders from HelloFresh.


Try DashPass for free and get $5 off your first 2 orders each month.


Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.


Complimentary ShopRunner membership for unlimited, free 2-day shipping and free return shipping at 140 online stores.

Peace of Mind

Cell Phone Coverage2

Get reimbursed up to $600 per claim, if your cell phone is stolen or damaged.

ID Theft Protection 2

Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.

Liability Protection

Stay safe from unauthorized Purchases with Mastercard Zero Liability Protection.

Purchase Assurance

Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.

Enhanced Experiences

PricelessTM Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Lifestyle Services

Visit today and make your next vacation an unforgettable one.

Priceless Golf®

Take your game to the next level with exclusive offers and experiences.

MasterRentalTM Coverage2

Receive coverage on most rental vehicles when you rent for 15 consecutive days or less with your HSBC Cash Rewards Student Credit Card.

Mastercard Airport Concierge™2

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. 

Travel Accident Insurance2

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

For information about all the benefits available to you, (yes, there’s more) and how to use them:

Please Note: This Cardmember Agreement contains the Terms & Conditions for ALL HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

Rewards with no limit or expiration

Get rewarded for every purchase you make1

Earn 1.5 Cash Rewards on every $1 you spend on new purchases.

You can also redeem for gift cards, travel or merchandise.

Your Cash Rewards can add up quickly1

Monthly Dining Shopping Entertainment Cell phone bill Gas Total (Monthly)
Spend $150 $100 $100 $80 $70 $500
Cash Rewards 225 150 150 120 105 750

Your Cash Rewards can add up quickly1

Monthly Spend
Dining $150
Shopping $100
Entertainment $100
Cell phone bill $80
Gas $70
Total (Monthly) $500
Monthly Cash Rewards
Dining 225
Shopping 150
Entertainment 150
Cell phone bill 120
Gas 105
Total (Monthly) 750

Monthly spend chart is for illustration purposes only. Your spending and Cash Rewards may vary. 

9,000 Cash Rewards, annually

Redeem your Cash Rewards, your way!

2,500 Cash Rewards

Can be redeemed for:

  • $25 Cash Back
  • $25 Charity Gift Card
  • $25 Game Store Gift Card

5,000 Cash Rewards

Can be redeemed for:

  • $50 Cash Back
  • $50 Gas Gift Card
  • $50 Movie Theater Gift Card

10,000 Cash Rewards

Can be redeemed for:

  • $100 Cash Back
  • $100 Dining Gift Card
  • $100 Ride Share Gift Card
Tap & Go® for quick, secure payments 

With Tap & Go® contactless payments, your HSBC Credit Card never leaves your hand. It’s not only secure but easier and faster than inserting or swiping your card for payments. 

So the next time you’re racing through a subway turnstile or grabbing a coffee on the way to school, make sure to keep your HSBC Credit Card at the top of your wallet.

You use your phone for everything else, why not purchases?

Add your HSBC Credit Card to a digital wallet and you can simply tap your phone to checkout at participating retailers. It’s quick, secure, and simple to set up. 

Plus, when you pay with mobile, you’ll also make it easier to:

1 How Cash Rewards are earned: You earn Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). Cash Rewards earn rate applies after any introductory period.  Monthly spend chart is for illustration purposes only. Your spending and Cash Rewards may vary. 

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice. 

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Cash Rewards Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard®, or HSBC Bank USA, N.A. Please see the HSBC Cash Rewards Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

3 Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

4 Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.

5 Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information. Samsung, Samsung Pay, and Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.

6 Fitbit and Fitbit Pay are trademarks or registered trademarks of Fitbit, Inc.

7 Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries. Available for supported cards from participating banks; contact your bank for more information. Only available at NFC-enabled terminals. View current supported country, payment network and issuing bank information at

8 LG Pay is a registered trademark of LG Corp. Compatible with select credit/debit cards from participating banks. Available on select LG smartphones. App is downloadable from the Google Play™ store. Tokenization adds an extra layer of security.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC. 

HSBC Credit Cards are issued by HSBC Bank USA, N.A.

Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

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