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No signature required

Your HSBC Credit Card no longer requires a signature panel. This is an advancement in technology to deliver an easy fast checkout with improved security monitoring and Zero Liability®.

HSBC helps keep your card safe with all these protection benefits:

  • Account Monitoring 24 hours a day, 7 days a week
  • EMV Chip technology
  • Zero Liability2 for unauthorized transactions

Frequently Asked Questions

1 Mobile service with Verizon, AT&T, Sprint, or T-Mobile is required in order to receive free fraud text messages. Customers on other mobile service carriers and international phone numbers are not eligible. HSBC Bank USA, N.A. is not responsible for any charges that may apply outside of the United States.

2 As an HSBC Bank USA, N.A. Debit or Credit cardholder, Zero Liability applies to your purchases made with your Debit or Credit card. As a cardholder, you will not be held responsible for unauthorized transactions if: 1. You have used reasonable care in protecting your card from loss or theft; and 2. You have promptly reported to HSBC Bank USA, N.A. when you knew that your HSBC Debit or Credit card was lost or stolen. Certain terms, conditions and exclusions may apply. To learn more about Zero Liability, visit

3 Must have a valid email address on file.

4 Message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

HSBC Debit and Credit Cards are issued by HSBC Bank USA, N.A.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporate.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.