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When business and life combine, you get Fusion 

The new combined service for small business owners

A new service that gives small business owners more control over their business and personal lives. We know what it’s like to run your own company— to be the CEO, the personal assistant, and everyone in between. So if you’re spending more time on administrative tasks than growing your business or finding time for yourself, take a look.

Here’s what HSBC Fusion can do for you

Gives you clarity

Seamlessly manage your business and personal finances.

Side by Side Balance View1

View both your business and personal account balances via our HSBCnet2 online banking portal.

Get Rate

Making wires abroad? Take advantage of HSBCnet’s2 Get Rate service to obtain real-time foreign exchange rates to help save money on international wires.  

Saves you time

Get connected to the services and support you need to get things done.

One point of access

Simplify your life by having one point of contact for both your business and personal banking needs. 

One contact number

Become an HSBC Fusion customer and use our dedicated service line (1.833.722.4722) to help manage both your business and personal accounts.   

Helps you get ahead

Get access to funding, advice and opportunities.

Total balance recognition3

Learn how HSBC Fusion recognizes both your business and personal HSBC balances to waive unwanted fees. 

Mobile Point of Sale Service

An innovative Merchant Services4 solution to support your payments processing needs.  

HSBC Fusion products and services

Everyday banking

Choose the solution that’s right for you, from our suite of business banking products.


Business checking accounts


Business savings accounts


Business CDs


Business debit card


Business credit card


HSBCnet2 online banking


Take advantage of our lending products to help support your business’ growth.


Lines of credit


Term loans


Small Business Administration (SBA) loans5

Cash management

Access solutions to streamline your cash flow.


Merchant Services


Accounts payable 


Accounts receivable

Specialized services

Connect to services to help you plan for the future.


Escrow account


Interest on Lawyer Accounts (IOLA)


Key person insurance6


Succession planning

Plus, get access to unparalleled benefits with our personal banking HSBC relationships.

Get tailored solutions for your business and personal banking needs through a dedicated Relationship Manager.  

Learn more about Fusion

Download the HSBCnet2 Mobile App

Always have your business and personal finances in hand with the HSBCnet2 App to keep track of your accounts on the go. You can view your balances and recent transactions, as well as authorize payments and transfers – receiving in-app alerts to help you approve them quicker.

Get started

1 Side By Side View is only available to businesses with a single HSBCnet User who is also an owner of the business.  Qualifying business owners can only view individual personal deposit accounts on HSBCnet. 

2 HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

3 Total balance recognition is only available for business banking customers with a Business Smart checking account.

4 HSBC Merchant Services is provided by Heartland Payment Systems, LLC.

5 A percentage of the loan is guaranteed by the SBA 

6 Whole life, universal life and term life insurance products are offered through Insurance Agents of HSBC Insurance Agency (USA) Inc., which is a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.  

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Memeber FDIC