Top of main content

Checking, savings and CD options for your business.

We share your passion and match it by providing banking products to help make each and every day a success.

Fusion First

A basic checking solution for growing businesses with low transaction volumes

  • 200 free transactions1 per statement cycle
  • $30 monthly maintenance fee waived with a minimum monthly balance of $5,000 between linked qualifying commercial balances

Fusion Smart

An account that recognizes your personal and business relationship with HSBC

  • 400 free transactions1 per statement cycle
  • $30 monthly maintenance fee waived with a minimum monthly balance of $25,000 between linked qualifying commercial and personal balances

Fusion Professional

An account for businesses with moderate activity and more sophisticated cash management needs

  • 500 free transactions1 per statement cycle
  • $50 monthly maintenance fee waived with a minimum monthly balance of $75,000 between linked qualifying commercial and personal balances


All HSBC business checking accounts enjoy:

  • HSBC Fusion Debit Mastercard® BusinessCard
  • HSBCnet2 Online Banking
  • Get Rate foreign exchange service
  • Instant Domestic Payments 24/7/3653
  • Dedicated Relationship Manager for your business and personal needs

Business Savings Accounts

A savings account is an essential resource in managing your business. With higher returns for higher balances, the more money you put in, the more you earn.

  • Moderate minimum balance requirement
  • Easy access to your funds

Business Certificates of Deposit (CDs) 

Invest any surplus funds you may have for a period of time. 

  • Choose the term that best fits your needs – as little as seven days up to ten years
  • Funds are easily accessible at maturity

Compare business checking accounts

Account HSBC Fusion First HSBC Fusion Smart HSBC Fusion Professional
Description
A basic checking solution for growing businesses with low transaction volumes
An account that recognizes your personal and business relationship with HSBC
An account for businesses with moderate activity and more sophisticated cash management needs
Account Requirements
  • $30 monthly maintenance fee
  • Fee waived with balance of $5,000 between qualifying commercial balances
  • $30 monthly maintenance fee
  • Fee waived with balance of $25,000 between qualifying commercial and personal balances
  • $50 monthly maintenance fee
  • Fee waived with balance of $75,000 between qualifying commercial and personal balances
Transactions
200 free transactions per statement cycle, then $0.50 per transaction1
400 free transactions per statement cycle, then $0.50 per transaction1
500 free transactions per statement cycle, then $0.50 per transaction1
Wire Transfers

Incoming

  • $15 per incoming wire

 

 


Outgoing

  • $15 when completed via HSBCnet2
  • $30 when completed via branch

Incoming

  • $15 per incoming wire

 

 


Outgoing

  • $15 when completed via HSBCnet2
  • $30 when completed via branch

Incoming

  • Free unlimited incoming wire transfers



Outgoing

  • Free unlimited outgoing wire transfers
Remote Deposit Capture
Free monthly service with the purchase of a machine4
Free monthly service with the purchase of a machine4
Free Single Feed machine and free monthly service4
Cash Management Solutions Available to be added
Available to be added
Available at discounted pricing

Compare business checking accounts

Account Description
HSBC Fusion First A basic checking solution for growing businesses with low transaction volumes
HSBC Fusion Smart An account that recognizes your personal and business relationship with HSBC
HSBC Fusion Professional An account for businesses with moderate activity and more sophisticated cash management needs
Account Account Requirements
HSBC Fusion First
  • $30 monthly maintenance fee
  • Fee waived with balance of $5,000 between qualifying commercial balances
HSBC Fusion Smart
  • $30 monthly maintenance fee
  • Fee waived with balance of $25,000 between qualifying commercial and personal balances
HSBC Fusion Professional
  • $50 monthly maintenance fee
  • Fee waived with balance of $75,000 between qualifying commercial and personal balances
Account Transactions
HSBC Fusion First 200 free transactions per statement cycle, then $0.50 per transaction1
HSBC Fusion Smart 400 free transactions per statement cycle, then $0.50 per transaction1
HSBC Fusion Professional 500 free transactions per statement cycle, then $0.50 per transaction1
Account Wire Transfers
HSBC Fusion First

Incoming

  • $15 per incoming wire

 

 


Outgoing

  • $15 when completed via HSBCnet2
  • $30 when completed via branch
HSBC Fusion Smart

Incoming

  • $15 per incoming wire

 

 


Outgoing

  • $15 when completed via HSBCnet2
  • $30 when completed via branch
HSBC Fusion Professional

Incoming

  • Free unlimited incoming wire transfers



Outgoing

  • Free unlimited outgoing wire transfers
Account Remote Deposit Capture
HSBC Fusion First Free monthly service with the purchase of a machine4
HSBC Fusion Smart Free monthly service with the purchase of a machine4
HSBC Fusion Professional Free Single Feed machine and free monthly service4
Account Cash Management Solutions
HSBC Fusion First Available to be added
HSBC Fusion Smart Available to be added
HSBC Fusion Professional Available at discounted pricing

Get started

HSBC Fusion serves businesses* that: 

  • Are U.S. based 
  • Have annual sales up to USD $5 Million
  • Monday - Friday: 8AM - 9PM EST

    Saturday: 8AM - 4:30PM EST

 

*If your business is not U.S. based or if you have annual sales above USD $5 million, click here to learn more about how HSBC can support your needs.

1 Refer to Terms and Charges disclosure for eligible transactions.

2  HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

3 Refer to Terms and Charges disclosure for Real Time Payment® ("RTP") fees. RTP® is a registered service mark of The Clearing House Payments Company, L.L.C.

4 HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet login is required to enroll in this product and service. HSBC’s RDC machine allows secure electronic check deposit transactions via a personal computer (PC), a desktop scanner and HSBCnet web-based software from your business location in the U.S. Remote Deposit Capture Service customers are subject to Bank approval.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated. 

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.