Business checking accounts

Fusion First

A checking account built for small businesses with low transaction volumes

  • 200 free transactions1 per statement cycle
  • $30 monthly maintenance fee waived with a minimum monthly balance of $5,000 between linked qualifying commercial balances  

Fusion Smart

A checking account for growing businesses that recognizes your personal and business relationship with HSBC

  • 400 free transactions1 per statement cycle
  • $30 monthly maintenance fee waived with a minimum monthly balance of $25,000 between linked qualifying commercial and personal balances 

Fusion Analyzed

A checking account for businesses that have more sophisticated banking and cash management needs

  • Benefit from maintaining higher average balances
  • Accumulate earnings credit that can be used to offset activity fees for banking services, including the $30 monthly maintenance fee 

Get Started

 

HSBC Fusion serves businesses* that: 

  • Are U.S. based 
  • Have annual sales up to USD $5 Million

  • Phone 833.722.4722
  • Monday - Friday: 8AM - 9PM EST

    Saturday: 8AM - 4:30PM EST

All HSBC business checking accounts enjoy

  • Professional support with a Relationship Manager
  • HSBC Business Debit Mastercard®
  • HSBCnet2 Online Banking
  • Get Rate foreign exchange service

Business savings accounts

A savings account is an essential resource in managing your business. With higher returns for higher balances, the more money you put in, the more you earn

  • Moderate minimum balance requirement
  • Easy access to your funds

Business Certificates of Deposit (CDs)

Invest any surplus funds you may have for a period of time. 

  • Choose the term that best fits your needs – as little as seven days up to ten years
  • Funds are easily accessible at maturity

*If your business is not U.S. based or if you have annual sales above USD $5 million, click here to learn more about how HSBC can support your needs.

1 Refer to Terms and Charges disclosure for eligible transactions

2  HSBCnet services provided in the United States by HSBC Bank USA, N.A. HSBCnet features and functionality may vary by country. Subject to U.S. sanction regulations. HSBCnet Mobile services are not available in connection with HSBCnet profiles in all countries and are subject to phone provider capabilities.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.