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How to make an HSBC international or domestic wire transfer

Use Personal Internet Banking to send or receive a payment (wire transfer) using your HSBC checking or savings account.

What you'll need

To make a Wire Transfer:

  • Recipient’s full name and address
  • Full name and address of recipient’s bank
  • Recipient’s Bank Identifier Code (BIC) (International Wires Only) or bank routing number
  • Recipient’s bank account number or IBAN (International Bank Account number) 

Incorrect or missing information may lead to delays to your International Wire Transfer so it’s important to double-check that your wire transfer details are correct. If the payment order for your transfer (domestic or international remittance) includes an incorrect account number or recipient institution identifier, you could lose the transfer amount.

Send a wire transfer on Personal Internet Banking

  1. Log on to Personal Internet Banking with a Security Code generated from your HSBC Digital Security Device or HSBC Physical Security Device.
  2. Within the Useful links bar, click Wires.
  3. On the Transfers, Wires, and Bill Pay page, select the HSBC checking or savings account from which you would like to transfer from. In the To section below, select the Wires/Real-Time Payments option.
  4. If you have made a payment to the recipient before, select the appropriate payee from your existing payees and click Continue.
  • If this is the first time you are making a payment to this recipient click New payee
    • When setting up a new wire payee, you will need to generate an additional code from your HSBC Security Device. Once you reach the Additional security step, generate the Transaction verification code.

5. Follow the on-screen instructions to enter your payee details, payment amount, and when you would like the payment to occur (future-dated or recurring).

6. Review and confirm your transfer details.

  • The international wire tracker allows you to easily track the status of your payment journey, much like tracking a parcel through the post.

Need some more help?


Wire receipts are available for up to two years in Personal Internet Banking. To access them, just hover over My HSBC at the top of the page and then scroll down to the Documents section and click on My Documents.

Processing time

Wire Transfer requests submitted before 5:45pm ET on a business day will be processed the same day.  Those completed after 5:45pm ET on business days will be automatically re-dated to the next business day.

Exchange Rate

The exchange rate used will be the HSBC Exchange Rate applicable at the time your wire transfer is processed.


Fees from the financial institution you transfer funds to and from may apply.

For applicable transfer fees, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction.

How to cancel a wire transfer

International Wire Transfers can be cancelled for a full refund within 30 minutes of payment, unless the funds have been picked up or deposited. 

To cancel a Wire Transfer:

1. Click My HSBC at the top left of the page and select Amend or cancel pending wires and transfers on the left-hand side under the Move Money section.

2. From the list, select Show Details on the bottom of the future-dated transfer of which you would like to cancel. 

3. Click Delete on the bottom of the Show Details section.

Receiving a wire transfer

HSBC routing numbers for receiving a wire payment

U.S. Routing Numbers

ABA/ACH when receiving an electronic transfer



ABA when receiving a funds transfer through Fedwire



ABA for receiving a funds transfer through Fedwire accounts in California



International Routing Numbers

HSBC CHIPS code (when receiving a funds transfer or international wire)



HSBC SWIFT code (or when receiving an international wire)



HSBC Address


66 Hudson Boulevard E

New York, NY 10001


United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

I still need help

Fastest way

  • Chat with us for assistance.


Other ways to get help

By telephone


Watch our step by step videos on how to make a transfer


Data rate charges from your service provider may apply. HSBC Bank USA, N.A. is not responsible for these charges. Camera-in device required to be able to utilize HSBC Mobile Check Deposit. Deposit amount limits may apply. HSBC Mobile Banking App is available for iPhone®, iPad®, AndroidTM devices and must be downloaded from the App StoreTM or Google PlayTM.

iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.

Android and Google Pay are trademarks of Google LLC.

App Store is a registered trademark of Apple Inc.

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