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HSBC Premier World Mastercard® Credit Card

HSBC Advance Mastercard® credit card

Make the good times even better. Apply Now Log on to apply for a HSBC Advance Mastercard
Double Rewards Program Points

Introductory Offers

  • Earn 25,000 Rewards Program Bonus Points, worth $250 in gift cards, after spending $1,500 or more in the first 3 months from Account opening3
  • 0%†,4 Introductory APR on Purchases and Balance Transfers for the first 12 months from Account opening. After that, a competitive variable APR of 14.24% or 18.24%†,4 will apply.
Double Rewards Program Points

Rewards

  • Earn 2X Rewards Program Points on dining and select entertainment purchases. Earn 1X Rewards Program Point on all other purchases.
  • Redeem Points for gift cards to popular restaurants, movie theaters, and top retailers5
  • Or choose from a wide selection of leading brand merchandise or cash back6
  • Search, book and pay for flights, hotels, and car rentals using your Rewards Program Points on our online travel rewards booking site.
Shopping Benefits

Shopping Benefits

  • Extended Warranty doubles your original warranty up to two additional years7
  • Purchase Assurance® covers most purchases against accidental damage or theft for up to 90 days7
  • Price Protection refunds the difference if you purchase an item and see it advertised for less within 120 days7
Travel Benefits

Travel Benefits

  • MasterRental® offers coverage for damage or theft of a rental vehicle7
  • $1 Million Travel Accident Insurance provides coverage when traveling on a common carrier7
Card Features

Enhanced Protection

  • Security chip offers enhanced protection when used at chip-enabled terminals
  • Identity Theft Resolution Services provides help restoring credit and expense reimbursement, in the event your identity is compromised7
  • Make mobile purchases quickly and securely with Android Pay™, Apple Pay™ and Samsung Pay™

 

Personal Assistant

Save on Fees

  • No Annual Fee for qualified Advance and Premier clients†,4
  • No Foreign Transaction Fees

† Summary of Terms can be accessed here

HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure can be accessed here

HSBC Advance Mastercard® credit card Rewards & Benefits brochure can be accessed here

 

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an Account.

What this means for you: If you open a personal Account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

To apply for an HSBC Advance Mastercard® credit card, you must have an existing U.S. HSBC Advance1 or Premier2 checking account relationship.

 

How to apply

To apply for an HSBC Advance Mastercard® credit card, you must have an existing U.S. HSBC Advance1 or Premier2 checking account relationship.

I have an HSBC Advance or Premier checking account relationship.
For existing Advance1 or Premier customers2, we offer three convenient ways to apply for the HSBC Advance Mastercard® credit card:

Online

Online

Log on to Personal Internet Banking to submit an online application.

Phone

Phone

Contact our 24/7 Advance Customer Relationship Center. Toll-free from within the U.S. or Canada: 844.249.2068.

Collect from everywhere else: 716.841.4477.

In Person

In Person

Find the branch closest to you to apply in person.

Branch Locator Click here for branch locator to open

I do not have an HSBC Advance or Premier checking account relationship.

Applying to become an HSBC Advance1 or Premier customer2 has many benefits beyond access to the HSBC Advance Mastercard® credit card.

Related links

As an HSBC customer, you're automatically enrolled in our fraud alert program.

See your FICO® Score for free, along with key score factors, on your monthly statement.  

All HSBC credit cards are available with Android Pay, Apple Pay, and Samsung Pay.

1. To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment* balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met. 

2. To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. Business owners may use their commercial balances to qualify for a personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

3. The 25,000 Rewards Program Bonus Points (“Bonus Points”) offer applies to new, net purchases using your HSBC Advance Mastercard® credit card when you charge the qualifying amount or more within the first three (3) months from Account opening (“Promotional Period”). The 25,000 Bonus Points offer does not apply to balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account.

4. The information about the costs and benefits of the card described is accurate as of {{currentDate}}. The information may have changed after that date. To find out what may have changed, call 866.584.4722. The 0% Introductory APR does not apply to cash advances and overdrafts. After the Introductory Period, a variable Purchase APR of 14.24% or 18.24%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 14.24% or 18.24%, depending on your creditworthiness, will apply to balance transfers and credit card checks for the HSBC Advance Mastercard® credit card. The variable Cash APR applies to cash advances and overdrafts, and is 26.24%. Your APRs may increase to the variable Penalty APR of 31.24% if you fail to make a minimum payment to us when due. These APRs will vary with the market based on the Prime Rate. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. The Minimum Interest Charge is $1.00. A Balance Transfer Fee of either $10 or 3%, whichever is greater, will apply on each balance transfer and credit card check. A Cash Advance Fee of either $10 or 3%, whichever is greater, will apply on each cash advance transaction. An Overdraft Transaction Fee of either $10 or 3%, whichever is greater, will apply on the overdraft amount, if applicable. There is no Foreign Transaction Fee. A $0 Annual Fee will apply for HSBC Advance Mastercard® credit card Account customers who have a qualifying U.S. HSBC Advance1 or U.S. HSBC Premier2 checking account relationship. A $45 Annual Fee will apply for HSBC Advance Mastercard® credit card Account customers who no longer have a qualifying U.S. HSBC Advance1 or U.S. HSBC Premier2 checking account relationship. The Annual Fee will not be assessed to your credit card Account within the first year of Account opening. See Summary of Terms for details.

5. All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

6. Customers can choose to receive cash back redemptions as a direct deposit into their HSBC Bank USA, N.A. Checking or Savings Account, or as a statement credit on their HSBC Credit Card. For complete eligibility details, refer to the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

7. Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard®, or HSBC Bank USA, N.A. Please see the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which is provided to all new customers following the receipt of their card.

HSBC Advance Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.

  HSI is an affiliate of HSBC Bank USA, N.A.

Mastercard® and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.

Android Pay is a trademark of Google Inc.

Apple Pay is a trademark of Apple Inc.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.