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Enjoy a competitive range of rewards and benefits that complement your lifestyle.

Designed to enhance your lifestyle and elevate your travel experiences.

How to make your credit card work for you

Learn how to use your credit card easily and effectively.
Find out how to spend safely and avoid additional costs when traveling outside the U.S.
Learn what to look for when checking your credit report using credit reference agencies.
Get special rewards like cashback, air miles or points with a reward credit card.
Could a second credit card help you? Learn the pros and cons of having multiple cards.
More card information
Reward yourself, or someone special today.
Already have an HSBC credit card? Find out more about the benefits available to you.
Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.
Shopping with your phone is simple and safe. Learn how to add a card to your digital wallet.[@apple-pay-etc]

Additional information

    Disclaimers

    How Points are Earned: You earn Points when you use your card to make new purchases (minus returns, credits, and adjustments). All purchases and Points earned are based on the Merchant Category Code (“MCC”) under which the merchant processes the transaction. HSBC is not responsible for the merchant’s transaction description, or the exclusion of merchants within an MCC.

    Rewards Redemption: All reward options are subject to limited availability and to the applicable terms, conditions and restrictions set by third-party suppliers. HSBC Bank USA, N.A. reserves the right, without prior notice, to replace existing reward items with new items, discontinue any reward item at any time; and substitute any reward with another of equal or greater value where necessary. Redemption levels, point values and reward availability may be amended or withdrawn at any time without prior notice.

    You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

    How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments).

    Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.