Help a family member buy a home in the U.S.

At HSBC, we seek to provide a wide variety of home lending options to fit everyone’s needs. That’s why we’re offering a financing option that allows family members to assist with the purchase or refinance of a single family, owner occupied property.

 

Ask about Family Assisted Financing when you apply for an eligible mortgage.

 

Check out our product suite to see how HSBC can meet your home lending needs.

Eligible products include:

 

HSBC Select Mortgage

HSBC Preferred Mortgage

HSBC Deluxe Mortgage

HSBC Elite Mortgage

What HSBC relationship do I need?

At least one borrower must hold an Advance or Premier banking relationship with HSBC to be eligible.

Who is considered “family”?

Family eligibility includes borrowers related by blood, marriage or law, including spouses, parents-children, grandparents, siblings, stepchildren, aunts-uncles, nieces-nephews, and unrelated individuals who can document evidence of a longstanding, substantial family-type relationship not arising out of the loan transaction. Borrowers are required to complete the family relationship letter for verification of the family relationship.

Who is involved in the home buying process?

The property being financed must be the primary residence of one of the borrowers, but there can be up to four borrowers listed on the loan.

How is qualification determined?

The income and debt of all borrowers is blended together for qualification purposes and supporting documentation will be required.

Get pre-approved for a mortgage

Get started online

Your personal mortgage consultant will contact you.

Find a local mortgage consultant

Speak with a mortgage consultant face to face in your area.

Over the phone

Call 844.HSBC.MTG (844.472.2684) and get pre-approved over the phone.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.